Best Finance Software for Startups - Page 81

ValueEQ is a powerful AI-driven valuation platform that democratizes access to institutional-grade data and sophisticated modeling tools for boutique M&A teams, valuation advisers, private equity investors, and founders—all without the high costs of traditional terminals. Its cloud workspace consolidates over 60,000 public-company comparables, 95,000 verified M&A deals, and a decade of financial history into a single platform. Users can simply type natural-language queries like “European SaaS firms with EV/Revenue below 8×” to instantly receive curated peer groups, complete with forward multiples, analyst estimates, and outlier identification. The platform allows seamless toggling between multiple valuation methods such as DCF, WACC, trading multiples, and comparable transactions, without leaving the browser interface. NextPlan AI automatically imports historical financials from Excel and generates KPI-driven forecasts, dramatically reducing time spent on manual spreadsheet work. ValueEQ also includes specialized tools like the WACC Navigator, which suggests discount rates by sector and country, and a DLOM Calculator for calculating discounts for lack of marketability. This platform is designed to accelerate and simplify complex valuation workflows with powerful AI assistance. ValueEQ offers an affordable, scalable solution tailored to the needs of modern valuation professionals.

DepositFix is a comprehensive B2B payment and billing solution that streamlines the entire lead-to-cash journey by integrating payments, CRM, and QuickBooks into one cohesive platform. It accommodates various B2B payment needs, including ACH and eCheck, card-not-present transactions, virtual terminals, surcharging, and dual pricing, facilitated through multi-gateway routing and embedded checkout forms. Additionally, it manages hosted payment pages, product catalogs, discount codes, and one-click upsells. The billing features encompass recurring and progressive billing options, automatic sales tax calculations, client self-service portals, and quote-to-cash workflows. Its invoicing capabilities include customizable invoices, bulk batch creation, pay-by-link options, Excel-based invoicing, and automated invoice presentment and reconciliation. Moreover, with seamless integrations for platforms like HubSpot, ServiceTitan, Jobber, Zapier, and PayPal, DepositFix provides a consolidated view of payment data, significantly reducing the need for manual data entry and reconciliation processes. This all-in-one solution not only enhances efficiency but also improves overall financial management for businesses.

FormPay serves as a comprehensive payment solution designed specifically for HubSpot CRM, enabling users to seamlessly integrate various gateways like Stripe, Razorpay, PayPal, Apple Pay, Google Pay, Adyen, Authorize.Net, Amazon Pay, PayU, and Klarna, allowing them to efficiently collect, manage, track, and automate both one-time and recurring payments directly from within their HubSpot dashboard. Users can swiftly create tailored forms for diverse needs such as donations, subscriptions, online course sales, events, or offerings from microbusinesses, and these forms can be embedded using links or code while also accommodating product listings, discount coupons, and VAT calculations as required. FormPay ensures that all payment information is synchronized with HubSpot, facilitating robust workflows, deal integration, and automated reminders, while its features like customizable fields, multilingual capabilities, and form styling guarantee that each form aligns with your brand identity and appeals to a global audience. The platform’s recurring donation and subscription forms make fundraising and subscription oversight more straightforward, and its built-in transaction reporting offers immediate insights into sales performance, enhancing overall financial transparency. By simplifying the payment process and providing powerful integration tools, FormPay stands out as an essential tool for businesses looking to optimize their payment operations.

TillyPay serves as a no-code payment solution that enables businesses to gather both one-time and recurring payments through customized, mobile-friendly checkout pages that operate under their own domain name. By employing a user-friendly form builder, users can set up subscriptions with tailored billing cycles ranging from daily to annually, including options for trials, setup fees, taxes, and a secure billing portal that allows customers to manage their invoices, update payment methods, and oversee subscription details. Invoices can be dispatched with integrated payment links that support over 120 currencies along with all major credit and debit cards, while a comprehensive dashboard offers immediate insights into payments, customer accounts, and cash-flow predictions. TillyPay's integration with more than 2,000 tools facilitates the automation of accounting tasks and notification processes, and its infrastructure is compliant with PCI and SCP standards, ensuring data security without the need for additional coding or infrastructure. This versatile platform empowers businesses to efficiently manage their payment processes while enhancing the overall customer experience.

PayHere is a comprehensive cloud-based billing and inventory management tool developed using Vue and Laravel, designed to streamline the entire lead-to-cash process within a user-friendly platform. It integrates various functions such as invoicing, quotes, purchase orders, sales orders, and expense tracking, allowing users to capture costs effortlessly by taking photos of receipts, forwarding email receipts, or directly importing bank transactions. Through automated billing, it produces and sends tailored PDF invoices along with immediate payment confirmations, while its versatile recurring and subscription billing capabilities accommodate memberships, SaaS offerings, and service plans with customizable cycles, trial periods, and discount options. The platform also features embedded checkout forms and hosted payment pages that can be easily incorporated into websites, email marketing, or social media posts, providing customers with a seamless and professional payment experience. This innovative solution not only enhances operational efficiency but also ensures that businesses can manage their finances with greater ease and accuracy.

PayRequest is a user-friendly billing and subscription management platform designed specifically for SaaS companies, freelancers, and small to medium-sized businesses, allowing them to create and oversee payment links, hosted pages, and donation forms without any coding required. It easily integrates with major payment gateways to accommodate both one-time and recurring transactions in various currencies. Users can develop fully branded and interactive payment links or incorporate checkout forms in just a few minutes, sharing them through email, SMS, QR codes, or API requests. The platform’s subscription management feature automates the processes of billing cycles, trials, setup fees, taxes, and renewals, in addition to providing a customer portal for clients to review their plans and modify payment information. The PayRequest dashboard offers comprehensive, real-time insights into subscriptions and transactions, complete with filtering options, search capabilities, export functions, and convenient one-click actions such as pausing, refunding, or canceling subscriptions. This streamlined approach not only simplifies payment processing but also enhances the overall user experience.

Upmind serves as a comprehensive business automation solution tailored for subscription and service-oriented enterprises, merging client management, invoicing, and service provisioning into a single, efficient, scalable, and highly customizable platform. Each customer record, transaction, and interaction is consolidated in one cohesive dashboard, featuring personalized fields, intelligent filters, and integrated workflows that streamline follow-ups and minimize manual intervention. Automated billing processes manage invoicing, renewals, reminders, and international tax calculations using custom templates, ensuring timely payment collection without the need to pursue clients actively. The service provisioning system activates as soon as an order is received, managing the activation, suspension, or renewal of services through robust integrations that align your billing with operational processes. With an API-first design, Upmind provides access to over 1,500 RESTful endpoints and webhooks, allowing developers to create tailored automations, design unique interfaces, or seamlessly integrate external applications. This flexibility empowers businesses to adapt their workflows to meet specific needs efficiently.

Paylinks allows users to swiftly create and distribute straightforward payment requests, transforming any type of product or service, such as fitness classes, concert tickets, or consultation fees, into a secure online checkout experience without the need for a point of sale terminal or invoicing. Users can access this feature through either a mobile or web application, where they can define the payment amount and provide a description, select from PayPal, Stripe, or Square as their payment gateway, and then produce a distinctive URL or QR code for distribution via email, text, social media, or website embedding. When customers click on the provided link, they can choose their preferred payment method, including credit cards, net banking, and various local payment options supported by the selected gateway, allowing for immediate transaction completion. The service also sends real-time notifications to the user and maintains a comprehensive history of all paid links, along with customizable descriptions and optional expiration settings, enabling effective management of promotional campaigns or time-sensitive offers. With an intuitive interface designed for quick setup and support for multiple payment gateways, Paylinks simplifies the process of handling small payment transactions for businesses, making it an efficient tool for modern commerce. Additionally, the ability to easily share payment links enhances the convenience for both sellers and buyers.

D&B Credit Insights is a comprehensive credit monitoring solution tailored for small business owners who want full visibility and control over their business credit profile. It offers unlimited access to your Dun & Bradstreet credit file, including essential scores like PAYDEX®, Delinquency, Failure Score, and Supplier Evaluation Risk. Real-time alerts notify you instantly of any changes or legal events such as lawsuits, liens, or judgments that might impact your credit. The platform also enables you to benchmark your credit performance against competitors to set achievable goals and improve your financial health. Additional features include detailed payment history, financial statement comparisons, and integration with your business bank account for seamless updates. The higher-tier plans provide dark web monitoring and allow you to compare your credit alongside other companies. D&B Credit Insights helps you proactively manage your credit profile and make smarter business decisions. With a clear view of your credit data, you can boost trust with lenders, investors, and suppliers.

Ailit is an intuitive inventory and business management platform that empowers wholesalers and retailers to track stock, manage orders, and generate invoices quickly and accurately. Its real-time inventory change tracking and automatic alerts for stock levels help optimize warehouse planning and prevent overstocking or shortages. Ailit supports multi-store and warehouse management, allowing users to allocate stock seamlessly across locations through a single application. Invoicing is simplified with one-click generation, barcode scanning, and customizable templates that enhance professionalism. The platform also offers end-to-end order tracking, customized pricing, and automatic reconciliation for efficient financial management. With real-time business analytics, users gain 360° insights into sales profits, inventory trends, and overall performance from any device. Serving more than 2.6 million users across 117 countries and 30+ industries, Ailit combines ease of use with robust functionality. Its compliance with ISO27001, CSA STAR, CMMI Level 5, and SOC 2 certifications ensures secure and reliable operation for global businesses.

Basil serves as a comprehensive practice management solution tailored for accountants, bookkeepers, and CPAs, enhancing client management, automating numerous tasks, and effectively managing workflows via a secure client portal that includes integrated email, calendar, and CRM functionalities. This platform boasts user-friendly task and workflow tools equipped with automatic reminders for clients, unlimited eSignatures that come with KBA support, built-in time tracking and reporting features, customizable dashboards for clients, and secure management of client data through encryption. Users are able to edit Word, Excel, and PowerPoint documents directly in their browser, facilitating real-time collaboration and version control; they can also communicate seamlessly with team members and clients, while utilizing mobile applications for easy file uploads, signatures, and notifications while on the move. Additional advanced features encompass visual representations for billable hours and staff performance, AI-enhanced collaboration tools, hybrid cloud virtual drive syncing, and options for custom branding. With its operations hosted on AWS and safeguarded by 256-bit encryption, Basil adeptly integrates tasks, billing, and communication into one streamlined platform, making it an essential tool for modern accounting practices. This allows professionals not only to maintain productivity but also to enhance client satisfaction through more effective communication and management techniques.

PayStorm is an innovative platform that leverages artificial intelligence to streamline accounts receivable processes, significantly enhancing cash flow management for small to medium-sized enterprises. By utilizing sophisticated machine learning techniques, PayStorm is capable of scrutinizing payment behaviors to detect potentially problematic clients before their payments are overdue, leading to a remarkable 40% reduction in late payments and a 17-day faster collection process. The platform offers seamless integration with accounting software like QuickBooks and Xero, which allows for the automatic importation of invoicing history to facilitate prompt payment analysis. Among its standout features are machine learning-driven risk evaluations, automated reminders that help preserve professional relationships, comprehensive cash flow analytics, and forward-looking insights. Additionally, PayStorm saves teams over five hours each week by utilizing intelligent automation while ensuring robust security measures that comply with GDPR standards. This solution is particularly well-suited for businesses that operate on project-based or retainer models, delivering effective receivables management without necessitating deep financial knowledge. With its user-friendly interface and powerful capabilities, PayStorm empowers businesses to optimize their cash flow and manage accounts receivable with confidence.

Autumn offers a straightforward and adaptable solution for managing the pricing, billing, and usage mechanisms of your application, leveraging Stripe with merely three API calls and no need for webhooks. It serves as a centralized pricing database for your app, managing various aspects such as subscription states, feature entitlements, and usage limitations, enabling you to easily set up free trials, credit systems, usage tiers, rollovers, add-ons, and custom plans, while seamlessly accommodating upgrades, downgrades, cancellations, and one-time transactions through a cohesive set of endpoints. With built-in React and shadcn/ui components, Autumn provides ready-to-use pricing tables, paywalls, and checkout dialogs, in addition to offering real-time usage analytics and tools for referrals. You can effortlessly modify pricing, update plan versions, and adjust tier structures without any coding, thanks to Autumn’s user-friendly interface or configuration files. This platform is relied upon by AI startups and teams supported by Y Combinator, as it simplifies the complexities associated with Stripe webhooks, manages edge cases efficiently, automates migrations, and scales effectively in line with your product's growth. By using Autumn, you can focus on enhancing your product while it handles the intricacies of billing and subscription management.

DualEntry is #1 AI-native ERP built by and for accountants. It’s designed to scale with high-performing teams from mid-market to IPO, handling up to 40 billion transactions per business per month. ✓ Consolidate results from subsidiaries worldwide—instantly and accurately ✓ Handle 180 currencies across 240 countries with up-to-the-minute FX rates ✓ Eliminate intercompany transactions and post journals automatically ✓ Create workflows tailored to your process with detailed user permissions ✓ Get real-time visibility through role-specific dashboards ✓ Ensure compliance with SOX, SOC 2, and GDPR for audit readiness ✓ Adapt your general ledger with unlimited classifications and custom data sources ✓ Drill into multi-entity reports with live, multi-dimensional insights ✓ Connect to 13,000+ banks across more than 60 countries ✓ Plug into 200+ out-of-the-box integrations covering CRM, AP, AR, and beyond High-performing finance teams close the books faster by automating 90% of manual tasks with DualEntry, freeing up their time to focus on strategy.

Supernomial's t0 is a generative interface designed specifically for transfer pricing consultancies and internal tax departments. It enhances compliance, planning, and operational processes through comprehensive and customizable solutions. With t0, teams can collaborate effectively, integrate with pre-existing tools, and maintain high-level security for delicate financial information. The platform allows users to easily set up data collection and storage, prepare analyses, automate report generation, and extract operational insights. Additionally, it empowers the creation of autonomous applications that yield audit-ready documentation and deploys systems for real-time monitoring of transfer pricing activities. By minimizing manual workload, t0 helps users concentrate on developing more effective and sustainable policies while also fostering better decision-making through data-driven insights.

Ambrook is a specialized accounting platform designed specifically for family-owned and independent enterprises, particularly those in agricultural sectors such as farming, ranching, equine, trucking, construction, manufacturing, processing, and real estate, integrating bookkeeping, invoicing, payments, analytics, and financial reporting into a single solution that meets their unique requirements. The software includes features like automatic bank connections for seamless transaction posting, AI-driven receipt scanning and organization, bill payment options including ACH, credit card, and checks, as well as customizable invoicing. Users can access comprehensive dashboards that facilitate tracking of profitability across various dimensions such as enterprise, location, project, or unit (like acres or herds), allowing them to compare current expenses against updated production data, identify pressure points on their margins, and maintain an effective balance sheet. Furthermore, Ambrook prioritizes empowering businesses by providing insights into their current financial standing, fostering growth in key areas, and enabling effective future planning, with additional support for tax-related schedules integrated into the platform. This holistic approach ensures that users have all necessary tools at their fingertips to thrive in their respective industries.

NETS for Business delivers an extensive array of payment and merchant services designed to enable Singaporean enterprises to efficiently process both in-store and online transactions. The solutions for physical retail locations consist of both wired and wireless POS terminals that accommodate NETS debit/ATM cards, QR code payments, contactless cards, and the acceptance of overseas wallets and foreign cards. Transactions are settled by the subsequent working day, offering merchants seamless access to transaction reporting and settlement via an online Merchant Portal. For those operating online, offerings include the eNETS Gateway, which processes direct debit and all major credit cards, alongside NETS Click, NETS QR Online, and SoftPOS. Additionally, NETS provides self-service and motoring solutions, integrated POS systems, vending machine capabilities, and payment options for food and beverage self-service, alongside car park payment integrations, support for SGQR labels, and management of digital receipts. The NETSBiz mobile application empowers merchants to receive payment notifications and manage their terminals, while also offering merchant guides and developer APIs to enhance service integration and functionality. This comprehensive approach ensures that businesses are well-equipped to meet the diverse needs of their customers in the rapidly evolving payment landscape.

Superwall is a subscription and revenue management platform designed for mobile applications, allowing developers to create, test, deploy, and oversee paywalls without any coding required. It features a user-friendly drag-and-drop editor that offers real-time previews, audience targeting capabilities to present tailored paywalls based on user behavior or demographics, and A/B testing to evaluate different paywalls for improved conversion rates. Additionally, it includes comprehensive analytics to monitor revenue, subscriptions, user interactions, and access rights, all consolidated in a single interface. The platform supports SDKs for iOS (Swift), Android (Kotlin), Flutter, React Native, and Expo, facilitating swift integration processes. With over 200 customizable paywall templates available, which can be modified in terms of text, fonts, colors, and images, it allows for an unlimited number of A/B tests. Developers have the flexibility to configure distinct paywalls for various audience segments, dictate the timing and visibility of paywalls, and make rapid iterations without the need for extensive app releases or complicated deployments. This efficiency empowers developers to optimize revenue strategies while enhancing user engagement effectively.

StanfordTax leverages artificial intelligence to enhance and simplify the collection and organization of tax information for accounting firms. It seamlessly integrates with leading tax software solutions, such as CCH Axcess, ProSystem fx, UltraTax, Lacerte, ProSeries, Drake, and ProConnect, allowing for the rapid importation of prior-year data for thousands of clients. The platform then crafts tailored questionnaires for each client, incorporating prior year figures, document checklists, and only posing pertinent questions while bypassing those that are not relevant. After clients provide their information and necessary documents, StanfordTax generates a comprehensive PDF workpaper, where documents are systematically categorized, bookmarked, and ordered, while client responses are meticulously structured. It accommodates over 30 different document types, including W-2 forms, various 1099s, and 1098s, ensuring a wide range of tax documentation is supported. Furthermore, to ensure data security, we implement the Advanced Encryption Standard (AES 256) for encrypting data at rest, alongside 256-bit SSL encryption for the protection of data during transmission, thereby maintaining the integrity and confidentiality of client information. With these advanced features, StanfordTax not only optimizes the workflow for accounting professionals but also enhances the overall client experience.

Loquat is a fintech innovator enabling banks and credit unions to deliver modern, intelligent business banking experiences to their customers and members. The Loquat platform unifies key capabilities—seamless KYC/KYB, fast digital onboarding, virtual cards, automated lending, and CALM Portal — an integrated portal for fraud detection, compliance monitoring, workflow automation, and advanced analytics. Loquat’s AI-driven architecture is built on each financial institution’s own data, providing tailored, process-specific insights that help executives improve decision-making, optimize operations, and drive both strategic and operational outcomes. Loquat’s products include: 1) Business: Account Opening, Cards & Payments, and Lending solutions that simplify business banking for SMBs and commercial clients 2) Consumer: Account Opening, Cards & Payments, and Lending designed to streamline consumer onboarding and engagement 3) CALM Portal: A comprehensive compliance and analytics portal supporting all Loquat solutions. CALM delivers real-time visibility into business and consumer client activities—spanning account opening, cards, payments, and lending—offering actionable insights across the organization 4) Loquat IQ: A differentiated AI solution built on each financial institution’s unique data, delivering intelligence that enhances performance, compliance, and customer experience With Loquat, financial institutions can modernize digital banking, strengthen compliance, and transform data into strategic advantage.

ScaleXP is a financial automation solution designed to enhance and modernize key processes like revenue recognition, billing, subscription management, and reporting on SaaS metrics. By automating the management of deferred and accrued revenue sourced from invoice data, it creates revenue recognition schedules and journals that can be easily posted into accounting systems with minimal clicks, effectively reducing reliance on error-prone spreadsheets. The platform enables users to generate invoices from CRM deal records, effortlessly track renewals and contracts, and oversee subscription billing without the need for manual inputs. Additionally, it provides real-time dashboards and analytics to monitor critical SaaS metrics such as churn rates, retention statistics, and revenue growth, thereby promoting consistency across different teams. ScaleXP seamlessly integrates with various accounting and CRM systems, including popular options like Xero, QuickBooks, HubSpot, Pipedrive, Salesforce, Stripe, and Exact, ensuring a cohesive workflow. Beyond its primary accounting capabilities, it also supports advanced features like financial consolidation and the recognition of prepaid expenses, making it a comprehensive tool for financial management. As businesses evolve, ScaleXP adapts to meet their growing needs in financial operations.

Effortlessly incorporate professional audit tickmarks into your workpapers with a single click, compatible with both Google Sheets and Google Docs, and featuring options for customizable colors, comprehensive notes, and reference URLs. Tasks that previously consumed several minutes for each entry are now accomplished in mere seconds. Customizable Tickmarks in Google Sheets: Select from a range of standard audit symbols or design personalized marks that align with your firm's unique methodology, ensuring that your preferences remain intact. Instant Legends in Google Sheets: Automatically generate a catalog of all tickmarks utilized across your workpapers, eliminating the tedious manual cross-referencing that auditors often find burdensome; with just one click, your legend is both complete and accurate. Smart Endnotes in Google Docs: Keep sequential numbering intact and include detailed audit information, all formatted with the precision necessary to adhere to GAAP and audit standards, making it ideal for memo documentation. Comprehensive Audit Trail: Each tickmark is accompanied by a date stamp, providing a reliable and traceable history of your audit process, enhancing accountability and transparency.

NAKA introduces an innovative payment platform that revolves around a completely blockchain-based, EMV-compatible payment system and card, empowering both businesses and consumers to create and utilize cards that feature self-custody wallets, tokenized assets, and effortless fiat conversion during transactions. The NAKA Card accommodates both custodial and non-custodial frameworks, providing users the flexibility to manage and transfer assets while allowing them to spend tokenized assets like real estate, precious metals, fine art, or cryptocurrencies, converting to fiat only at the time of purchase to mitigate the risks associated with inflation. The NAKA Pay application serves as a comprehensive tool for managing cards, linking assets, facilitating top-ups, freezing accounts, and monitoring transactions, all without the necessity of a conventional bank account. Furthermore, NAKA streamlines the process for issuers by facilitating quick card issuance and comprehensive customization of card functionalities, branding, loyalty programs, and underlying regulations, all without the need for an extra banking license. This holistic approach not only enhances user experience but also promotes greater financial independence and flexibility.

ParityDeals is an innovative cloud-based platform that serves as a comprehensive monetization and pricing engine, allowing digital product teams to create, test, and implement dynamic pricing strategies, usage-based billing, and localized pricing tables without any coding requirements. This platform provides real-time tracking of various usage metrics like API calls, active users, data storage capacities, and seat allocations, accommodating a diverse range of pricing structures, such as flat fees, tiered systems, pay-as-you-go options, hybrid models, volume discounts, add-ons, and one-time payments. With a single integration and a cohesive dashboard, teams can effortlessly launch or modify pricing, promotions, and entitlements, while also managing feature gating, usage thresholds, overage charges, free trials, and grandfathering policies. Furthermore, ParityDeals enhances the pricing experience by supporting geo-localization across more than 135 currencies, allowing for the implementation of purchasing-power parity rules, VPN/proxy blocking, translation, localization, and regional discounts. The platform also comes equipped with features for conducting A/B testing on pricing and feature variations, enabling instant updates to pricing tables, real-time conversion capabilities, and in-depth usage analytics, all of which contribute to a more agile and responsive pricing strategy. Overall, ParityDeals equips teams with the tools they need to optimize their pricing models in an ever-evolving market landscape.

SprintPay is an innovative digital payment solution specifically designed for the cargo and freight-forwarding sector, allowing freight forwarders, cargo facilities, and trucking companies to efficiently and securely process payments and settle charges in real time. Users can easily choose a cargo facility, input invoice or AWB information, upload necessary documents, and complete a payment request through various methods such as credit card, ACH/eCheck, or billing account, all within a seamless workflow. The platform includes features such as guest payment options that require no subscription, approval workflows that facilitate requestor and approver interactions for businesses, and the ability to upload bulk payments, which streamlines multiple transactions into a single operation. Additionally, it provides users with real-time insights into payment statuses, offers dashboards and downloadable invoices or statements, and supports credit lines (Maximum Balance Limits) for approved users. Furthermore, it integrates with the facility's system, ensuring that once payments are confirmed, the release of cargo is expedited, enhancing the overall efficiency of the shipping process. This comprehensive approach to payment solutions not only simplifies transactions but also helps businesses operate more effectively in the competitive landscape of cargo and freight forwarding.